Staffing Factoring

Gulf Coast Quick Quote

Fill out this quick quote form and we will follow up with you shortly.

Refresh Image

Staffing Factoring

Tired of paying high factoring fees?

Gulf Coast Business Credit, the Staffing Factoring Experts, are dedicated to educating Staffing Companies on how we can help you make payroll and keep your staff happy and productive. As a bank-backed Factoring Company, GCBC utilizes our bank's lower cost of capital and as a result, we are able to offer the most competitive rates in the industry. Gulf Coast is so confident that we are the right solution for your staffing factoring needs, we’d like to make you an offer:

Send us an application this month, and GCBC will waive your first month’s fees.*

How do I get Started?

Desktop/Laptop:  Just fill out the Quick Quote form on the left of this page, and make sure to use the promo code “STAFFING EXPERTS” One of our salespeople will contact you immediately!

Mobile:  Just click the "GET A QUICK QUOTE NOW!" button stickied to the bottom right of your screen. Then fill out the Quick Quote form, and make sure to use the promo code “STAFFING EXPERTS”. One of our salespeople will contact you immediately!

How can Gulf Coast lower your factoring fees?

Gulf Coast Business Credit specializes in accounts receivable financing for the staffing industry. We understand the unique challenges of the staffing industry and can provide the financial support your company needs to help manage growth, take advantage of opportunities or help fund payroll.  As a division of Gulf Coast Bank & Trust Company (“GCB”) we offer the best of both worlds:  a bank relationship with the flexibility of a specialty lender.  GCBC utilizes the GCB cost of capital and as a result, we are able to offer the most competitive rates in the industry. In addition to low rates, we pride ourselves mostly on service, fast, accurate and dependable service.  GCBC funds on approved invoices the same business day they are received. Add no monthly minimums, no long-term contract and no application fee and you begin to see why GCBC has the best program for staffing professionals that are interested in accounts receivable financing.

Gulf Coast Business Credit is proud to offer accounts receivable factoring and asset-based lending to businesses in the temporary staffing industry. We are ready to assist your company’s unique needs by enabling you to focus on growing your business rather than stressing about your cash flow. This includes focusing on things such as payroll funding and new growth opportunities.

Why should you wait weeks or months to get paid for outstanding invoices? Sometimes it can take up to 90 days to receive payment from a staffing contract. GCBC is a staffing factoring company that offers same-day payment without the long-term contract.

GCBC has representatives available to serve clients nationwide.

A few benefits of factoring with GCBC:

  • Competitive pricing that is usually 50% lower than competitors
  • No monthly minimums
  • No long-term contracts
  • Professional and comprehensive accounts receivable finance and asset-based lending, including credit reviews and collection assistance upon request

Proud Partners



*To qualify, use promo code "STAFFING EXPERTS" on the Quick Quote form and submit your quick quote by 12/31/20

Staffing Case Study

  • Problem: Gulf Coast Business Credit was approached by a banker in New York, NY with a staffing company that had a $2MM factoring facility request, in business less than two years with a large debtor concentration that only paid invoices on 60 day terms. This company was on track to double their revenues during the second year of business without much diversification in their client base. Due to significant growth and extended payment terms, ongoing financial commitments became a challenge.
  • Solution: GCBC was able to come in quickly and provide a factoring facility that allowed the company to continue to expand while meeting their financial obligations. Since the closing, this company has also begun to diversify their client base and should be in a position to begin looking for a traditional bank facility within the next six months to a year.
  • Amount: $2MM working capital facility
Get a Quick
Quote Now